Where GridMoney lenders serve
Lending rules are written state by state. Check yours in seconds, see the whole country at a glance and learn what changes from one state to the next.
Lenders in the GridMoney network serve 46 states. Requests aren't available from residents of Arkansas, District of Columbia, New York, Vermont or West Virginia. You must be 18 or older, 19 in Alabama and Nebraska, and 21 in Mississippi.
Check your state
Why availability varies
Licensing
Most states require lenders to be licensed before lending to residents.
Rate limits
Many states cap small-loan interest or fees.
Loan rules
States may set loan sizes, terms and renewal rules.
What can change by state
- Maximum APR and fees.
- Allowed amounts and terms.
- Late fees and grace periods.
- Minimum borrower age.
Check a lender's license on NMLS Consumer Access (nmlsconsumeraccess.org) or your state financial regulator's website.
All states at a glance
| State | Available | Minimum age |
|---|---|---|
| Alabama | Yes | 19 |
| Alaska | Yes | 18 |
| Arizona | Yes | 18 |
| Arkansas | No | 18 |
| California | Yes | 18 |
| Colorado | Yes | 18 |
| Connecticut | Yes | 18 |
| Delaware | Yes | 18 |
| District of Columbia | No | 18 |
| Florida | Yes | 18 |
| Georgia | Yes | 18 |
| Hawaii | Yes | 18 |
| Idaho | Yes | 18 |
| Illinois | Yes | 18 |
| Indiana | Yes | 18 |
| Iowa | Yes | 18 |
| Kansas | Yes | 18 |
| Kentucky | Yes | 18 |
| Louisiana | Yes | 18 |
| Maine | Yes | 18 |
| Maryland | Yes | 18 |
| Massachusetts | Yes | 18 |
| Michigan | Yes | 18 |
| Minnesota | Yes | 18 |
| Mississippi | Yes | 21 |
| Missouri | Yes | 18 |
| Montana | Yes | 18 |
| Nebraska | Yes | 19 |
| Nevada | Yes | 18 |
| New Hampshire | Yes | 18 |
| New Jersey | Yes | 18 |
| New Mexico | Yes | 18 |
| New York | No | 18 |
| North Carolina | Yes | 18 |
| North Dakota | Yes | 18 |
| Ohio | Yes | 18 |
| Oklahoma | Yes | 18 |
| Oregon | Yes | 18 |
| Pennsylvania | Yes | 18 |
| Rhode Island | Yes | 18 |
| South Carolina | Yes | 18 |
| South Dakota | Yes | 18 |
| Tennessee | Yes | 18 |
| Texas | Yes | 18 |
| Utah | Yes | 18 |
| Vermont | No | 18 |
| Virginia | Yes | 18 |
| Washington | Yes | 18 |
| West Virginia | No | 18 |
| Wisconsin | Yes | 18 |
| Wyoming | Yes | 18 |
Common questions
Which states does GridMoney serve?
Lenders in our network currently serve 46 states. Requests aren't available from residents of Arkansas, District of Columbia, New York, Vermont or West Virginia.
Why isn't GridMoney available everywhere?
Each state sets its own lending rules, including licensing and rate limits. Lenders only lend where they're licensed or permitted.
What's the minimum age?
18 in most states, 19 in Alabama and Nebraska, and 21 in Mississippi.
Do terms change by state?
Yes. Maximum rates, fees, amounts and terms can differ by state law, and your offer reflects the rules where you live.
Ready to see your options?
Request $200 to $5,000 in about five minutes and repay it month by month.